Welcome to PrivateLender.org: Canada's Private Lending Network®

PrivateLender.org is a self-regulated organization which oversees Peer-to-Peer & Private Lending industry participants who primarily trade in real-estate secured transactions within our network. We provide accreditation & compliance services to private equity investors, lenders & finance brokers for the benefit of the general public and private borrowing community.
Our member companies provide financing and finance consulting and broker services namely mortgages, loans, factoring, secured/unsecured lines of credits, credit card facilities for both residential and commercial purposes. 

The Global Standard for Quality & Compliance in Private Lender InteractionsTM

Note to Reader: Why is PrivateLender.org, a Canadian financial services network, able to lay claim to setting a global standard? Well, for one thing, according to the World Economic Forum, Canada is Ranked #1 for Trustworthiness and confidence: Soundness of Banks, continuously since 2008, so we Canadians know a thing or two about getting this right in the finance sector. Learn more

Transcripts from a Loan Interview

Applicant: Oh...you’re a private lender...?

Applicant: Well….before I answer your multiple questions about my financial details, my SIN/SSN number, my income, employment and family information,  let me ask you one question:

“Can You Prove It?”
(prove you really are a private lender)
(prove you really have the means to help me) 
(prove you are not trying to take advantage of me) 
(prove you will keep my information safe and secure from theft, even if I do not accept your terms) 
(prove you will work with me if things go bad) 
(prove you are not taking my information and re-selling to other people) 

Loan Salesperson: Leaves room without looking back.


In accordance with multiple jurisdictions and regulatory requirements, let PrivateLenderCheck.orgTM help with your private investor-lender authentication and compliance requirements.

Fraudsters can sometimes solicit mortgage applications from trusting, unsuspecting mortgage applicants and well-meaning but unqualified mortgage brokers. To help prevent this sort of abuse, your mortgage broker should be participating in PRIVATELENDER.org, which gives real estate owners more control over what their broker does with private financial and personal information, when dealing with legitimate private lenders.

Who are are: 

PrivateLenderCheck.org is the authentication, audit and enforcement division of PEMI® the Private Equity Mortgage Institute.

Un-managed Private Lending is Risky for Borrowers, Investor-Lenders & Brokers 

Yes, Private Lending can be VERY RISKY! PrivateLender.org helps make it safe for you!

Avoid the incompetence, misrepresentation and the fraud - work with privatelender.org

What is a private lender? Any lender that is NOT: a bank, treasury branch, credit union, loan corporation, trust corporation,
insurance company nor any person engaged in the business of making loans. A private lender is a private individual who chooses to invests his or her accumulated wealth by loaning it to other persons on an 
occasional basis, either personally or through a privately held corporation.
In a phrase, private lenders are:  "People Investing in People"TM

If you are applying for money from somebody who represents themselves as a private lender, contact us before you sign any papers: info[at]privatelender.org

Borrowers: (if you are a borrower) - privatelender.org ensures that the broker (finance-, loan-, mortgage-) or lender who is looking at your credit score, personal information, income information and other family information, is credible. Why does it matter....? Click Here

Brokers: (if you are a broker) - privatelender.org ensures that a person who holds themselves out to be a "private lender" is qualified to do so. Why does it matter....? Click Here

Investors & Lenders: (if you are an investor or lender) - privatelender.org ensures that a broker who originates transactions for you, is adhering to the obligations of their jurisdiction. Why does it matter....? Click Here

Accreditation or Compliance does not mean that the private lender's products or services have been endorsed by PrivateLender.org nor does it mean that PrivateLender.org endorses the products. Investors who seek to lend money privately are not obligated to seek accreditation, nor may they choose to seek accreditation.

Only Accredited Class® Private Equity Mortgage (PEMTM) Investor-Lender (APLTM) are proven to provide fully compliant, non-bank debt solutions with a focus on quality resulting in the highest levels of borrower satisfaction. Look for the APL designation whenever you are seeking non-institutional credit. Demand it.


Are you an active investor and would like to learn about private lending and the Accredited Class® Private Equity Mortgage (PEMTM) Investor-Lender Designation?

Private Lenders
Are you a licensed mortgage broker and want to connect with an Accredited Class® Private Equity Mortgage (PEMTM) Investor-Lender for one of your clients?

Need money? Find an Accredited Class® Private Equity Mortgage (PEMTM) Investor-Lender  through our network of APLTM Authorized Agents, to help you now!